关键是我没有那个胆量 去贷款
“Most importantly, I don't dare make a loan.”
THE DIALOGUE REEL
“I am not that ambitious. I just need to settle accounts with you.”
关键是 我没有 那个 胆量 去 贷款
“Most importantly, I don't dare make a loan.”
“You know I don't have money.”
“Don't push me into taking financial risks; I refuse to be liable for that debt.”
Blaming one's own lack of 'danliang' (courage) is a polite, face-saving tactic in Chinese culture to refuse an invitation to invest without directly questioning the other party's risky venture.
LEARNING CHUNKS & PARTICLES
the point is / the crux of the matter is
Used to pinpoint the core issue or bottleneck in a discussion.
lack the guts / do not dare
A candid, self-deprecating way to decline risky propositions.
VOCABULARY & EXPRESSIONS
Parallel Spoken Cinema Scenes (语义近邻切片)
“They wouldn't dare in a million years.”
“If the loan gets approved,”
“Well, since you don't have any to lend, don't ask.”
“We can't borrow money now. What else can we do?”
“As for the mortgage payments I owe you,”
“We can't just loan to anyone. Right?”